Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00

Risk Services Menu

Merit has the resources to “tackle” most of your risk management projects.  Our in-house specialists and affiliated partners bring their talent to your task.  We have included a list of service categories:

  • Risk Management Projects
  • Claims Services
  • Risk Control

Risk Management Projects

  • Insurance Program Audit Design
  • Risk Management Programs Audits
  • Analysis of High Retention Programs
  • Development of Cost Allocation Programs
  • Exposure Identification/Evaluation Surveys
  • Risk Retention Limit Analysis
  • Contract Review/Certificate of Insurance Tracking
  • Preparation of Insurance Policy Inventory
  • Annual Service Planning
  • Property & Liability Self-Insurance Risk Retention Analysis
  • Captive/Risk Retention Group Feasibility Studies

Claims Services

  • Negotiate Claims Handling Instructions
  • Assistance with “Difficult” Claims
  • Claims Auditing of Insurance and Self-Insured Programs
  • Insurance Company/TPA Claims Service Monitoring
  • Review of Claim Reserves
  • Review of Claims to Assure Fair Values
  • Selection of Defense Council
  • Subrogated, Litigated and Rehabilitation Claims Monitoring
  • Structured Settlement Assistance
  • Audit/Evaluation of Internal Claims
  • Design and Implementation of Self-Insured Programs

Risk Control

  • Negotiate Carrier Recommendations
  • Safety Program Audits
  • Property Risk Control Surveys
  • Assistance in Development of Safety Manuals and Procedure
  • Assistance in the Development of Safety/Risk Control Manuals
  • Advice and Counsel on Risk Control Matters
  • Disaster Plan Development/Implementation
  • Specific Project Risk Control
  • Supervisor Risk Control Training
  • Exposure Identification of Evaluation and Risk Control Program Analysis
    • Worker Safety/Health
    • Fleet Risk Control
    • Premises/Product/Service Risk Control
    • Chemical/Environmental Risk Control
    • Third Party Liability Risk Control
Insurance for everything right here

Why should you choose
Merit Insurance?

Merit is committed to providing our clients with creative, effective, and affordable risk management solutions. Our industry experts deliver customized coverage options tailored to the needs of your business.

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Expert Advice
Claims Assistance
Competitive Pricing
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Dedicated Support
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Merit has combined unique niche expertise with several specialty programs to provide a competitive “edge” to our clients in the following industries:
Risk Management Projects
Claims Services
Risk Control