Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00


The transportation industry is a critical component of the U.S. economy. From moving the goods that we all use in our day-to-day life to getting us to our next destination, we all depend on transportation. Merit works hard to know how your business works.  We want to know what makes your business unique and understand what you are trying to accomplish. Our goal is to help you keep your vehicles on the road. Whether you are an independent operator, run a livery service or manage 1,000 drivers, Merit wants to be a key member of your team.  Merit’s transportation clients have included a diverse group of companies such as:

  • Long Haul Operations
  • Box Trucks & Delivery
  • Livery Services
  • Owner Operators
  • Moving & Storage
  • Waste Haulers
  • Towing
  • Mobil Home Haulers

Merit’s Transportation Team has the expertise and resources to deliver risk management programs that are both creative and cost effective. Sometimes a traditional carrier provides the best form of risk transfer, but we also explore other funding mechanisms such as large deductible plans, alternative risk financing, captive insurance and self-insurance.  We utilize a combination of A rated carriers, a wide array of specialty markets and industry leading programs to deliver the right program for your company.

The transportation industry has many unique risk factors. We include below some industry specific coverages and services that need to be considered.


  • Primary Liability
  • Physical Damage Coverage
  • Motor Truck Cargo
  • Umbrella/Excess Liability
  • Non-Trucking Liability
  • Contingent Cargo
  • Warehouseman’s Legal Liability
  • Worker’s Compensation/Occupational Accident
  • Ocean Marine/Air Cargo
  • Pollution Liability
  • Cyber Liability
  • Hired & Non-Owned Coverage
  • Trailer Interchange
  • Property


  • Budget Estimates of Premium Allocations
  • Certificate Management
  • Risk Control Oversight
  • Claims Advocacy & Management

For a full listing of Commercial Property & Casualty Coverages, please click here:

Merit takes protecting your assets very seriously.  Our experts use the “Full Service Commitment” process as a tool for analyzing and managing your account.

  • Risk Identification & Evaluation
  • Risk Retention Analysis
  • Risk Financing Alternative Evaluation
  • Audit of Insurance Coverage
  • Determination of Service Requirements
  • Marketing to Carriers/Vendors
  • Implementation of Specific Services
  • Coordination & Monitoring Serv
  • Annual Account Review
  • Annual Service Planning

In today’s fast-paced business environment, companies need a broker that not only markets the placement of insurance, but also assists with key analysis such as exposure evaluation, loss projections and risk transfer versus risk financing. Clients may need help managing open claims, processing claims information and coordinating loss prevention.  Through our in-house services and third-party partners, we offer a multitude of risk management services. For a full listing please click below: 

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Why should you choose
Merit Insurance?

Merit is committed to providing our clients with creative, effective, and affordable risk management solutions. Our industry experts deliver customized coverage options tailored to the needs of your business.

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Merit has combined unique niche expertise with several specialty programs to provide a competitive “edge” to our clients in the following industries:
Real Estate
Manufacturing & Wholesale Distribution
Hospitality & Restaurants